Showing posts with label earning. Show all posts
Showing posts with label earning. Show all posts

03 August 2022

God's Money

It was Tanvi’s 6th birthday on the 6th of June 2012. I had decided to spend exactly six thousand rupees this time. I wanted to see if I could give her a memorable birthday without spending an exorbitant amount of money. 

And I did! 

Here’s how: Lunch at Malleshwaram Sevasadan (home for under-privileged girls) - Rs 600, Make A Wish Foundation - Rs 1500, and the rest for dress, cake, and going out. 

The plan, then, was when she turns 7, the budget will be Rs 7000. 

Why am I writing all this on my blog?

I remember Saru Singhal’s FB status message, long back, when she had mentioned, how someone was constantly bragging about the causes he was contributing to. And Mithlash responded that, at least, he is showing off about a good thing.

For the longest time in my life, I too believed in the saying that when you do something good, even your left hand should not know what your right hand is doing.

I started earning in the year 2000. My very first job was as an English Lecturer in a Government First Grade College. The salary was Rs 3000. I got my first paycheck after 3 months of working – Rs 9000. The first thing I did was keep aside Rs 900. I had created various heads Home, Shopping, Mother, Savings, and God’s Money. The 900 went under God’s money. 

I had read that 10% of what a man earns must be kept for God. It basically means to keep aside some amount from your earnings for a social cause, to help someone less fortunate than oneself. 

From 2000 to 2009, the year I quit my full-time job, I have been having God’s money allocation. From Rs 3000 in the year 2000 to Rs 37,000 by 2009, God’s money moved from just Rs 300 per month to Rs 3700 in 2009. 

That’s ten years of using that amount for causes I felt strongly about. Even my mother didn’t know what I was doing with that money. She thought I was putting it in the hundi (donation box) of temples. After all, it was for God. 

Somehow, I wasn’t comfortable with the idea. I wasn’t sure if it went to the upkeep of the religious place and thus helping the needy and the poor or if it was misused by the government. 

It took me more than a decade to realize that my reservations were right. When I learned about the State Mujarayi Department, I couldn't believe it at first. I was glad I did not put any money in the hundi all those years. The government controls Hindu temples. Ironically, in a so-called secular country, the government does not control churches and mosques. All churches, mosques, and madrasas use the money they collect for their own welfare, expansion, and growth. But, the money (nearly Rs 7300 crores; Tirupati alone contributes almost 3000 crores) collected from 1,30,000 temples across India is used for "minority" (Christian & Muslim) appeasement. It is used for activities like sponsoring Hajj pilgrimage with subsidies (it has recently been stopped), special salaries & pensions to mullahs & fathers, education courses & scholarships, and so on. Barely a small amount goes to the actual development of the temples themselves. The loot and the misuse are unimaginable and have been going on for ages, thanks to the ignorance and spinelessness of idiotic Hindus like me who are fooled every day in the name of secularism. 

Anyways, at the time, I did not know any of this. I searched for organizations to contribute to. In the early 2000s, I still did not know what Google was, and that it would throw up any information we sought in a jiffy. So I would search various magazines and newspapers and make a note of institutions I wanted to support.

I was looking for institutions that were making a difference in the lives of others. CRY was the first institution I contributed to. It was for the cause of girls education for a year, and survival needs for 2 years. Later on, I added Akshaya Patra (meals). Parikrma (food and education), Help Age India (senior citizens), and Make A Wish Foundation (fulfilling wishes of terminally ill children).

Jean Sasson writes in her book, Growing up Bin Laden that "the joy of giving is more acute when sharing creates personal hardship. It is easy enough to share when one has plenty". True that! Given my background and my financial condition at the time, the money I was keeping aside was hard to part with. But the dogged determination to continue doing the right thing ensured that I never once held back. It gave me immense joy then. And today, after all these years, as I look back, it is the same feeling of fulfillment. I don't know where the 90% of the money I earned went. Survival needs ate up everything. But that tiny 10% is the reason for a satisfied smile.

Jean Sassion also states that "Sharing does not necessarily mean the giving of money or goods. There are times that the greatest gift is to set aside one’s own troubles and listen, to care about another’s heartache". But I have learned that planned and consistent monetary help to institutions and individuals that are deserving is the need of the hour.

15 May 2019

Women and Spending Power

When I was on a child-raising break to be with Tanvi as her daycare center was not good, I picked up a few freelance training assignments during that period, tasted blood, and have only been freelancing  Why am I getting into all these humdrum details? Because whenever I have been without work (read: without a steady income), some months with no money at all (freelancing is an unpredictable work choice), I have been very (to the power of 10) depressed.  

I have been depressed because I couldn’t shop for myself, couldn’t shop for my family, couldn’t shop for the house, and least of all, could not even do grocery shopping. Shopping offers a temporary high, is exciting for a fleeting moment. I have heard that tirade against shopping a zillion times. But the freedom - to flash my debit card (earlier) or electronic wallets (now), on a sudden impulse to buy something that lasts, for the house – is supremely tempting. The irresistible itch to pick up stuff from a flash sale or abuse insane discounts during public holidays or festivals or the crazy cash-back deals they flaunt online, I am guilty of it.  Just knowing you have money on you in case you need to buy something on an impulse – that’s a coveted feeling.

But this beautiful joy, which comes with financial power, is lost when you don’t earn. And then I go into severe depression. And since I am an incurable worrier, at times, I have been so depressed that I go online and do those (free) Tarot card readings! What a horrible phase that was - feeling unwanted, desperate for attention, feeling the lack of respect. I would upload the same resume twice in one week hoping for a head hunter’s call. Not because I would join the first company that called, but to reassure myself that my skill-sets still had a market value and that if I chose, I could be the earning member of the family again.

I love running my household. I love planning, buying, securing, and cushioning for the family. I even love buying milk and coriander leaves as much as I love buying a laptop or phone and paying off debts and budgeting for road trips. It fulfills me. I am ‘masculine’ in that sense; more a provider than a nurturer. Being an enabler makes me happy. Providing for the needs of our home makes me feel proud of myself. Never having to say ‘no’ or ‘don’t have money for that when my daughter asks for something, is my ultimate success parameter.

The kitchen stifles me. I don’t really enjoy being in that part of the house. I feel trapped. I feel like the cockroach that scuttles away at the sight of a human. But the cockroach has nowhere to go, as every corner is sprayed with insect repellent. It knows the spray means sure death in a few minutes. Husband’s money, what husband bought, what husband gifted, what husband planned, where the husband took - it has never given me joy. Strangely, I have eyed women with jealousy when their husbands have showered them with expensive gifts or vacations. I have thought to myself, “Wow! What a life. How lucky is she.” And then go right back to feeling sick that I am not that kind of “husband.” I would be bored being a wife whose sole purpose in life was to ‘keep house’ (ghar sambhalo) for which she would be rewarded with monthly shopping sprees in various malls in the city.

The buoyancy you feel when you know you are still wanted in the job market – that’s a high. The exhilaration of cash in your wallet, the pride when you hand over your card to the waiter at the restaurant, the look in the cashier’s eyes as you punch in your password on the swipe machine, the smile on your face when you look at things around you and realize you bought them – I miss that. It’s been ten months since my last training assignment. My baby is 8 months old now and I have not been able to get back to work. I am depressed. 

[This post was written 7 months back. I could publish it only today. My daughter is 15 months old now. And I am back on the work track.]